Here are 3 Reasons You Should Have Your Own Health Insurance

There are a number of responsibilities that need to be taken care of once we reach adulthood. Arguably, one of the most important of these responsibilities is acquiring and maintaining our own health insurance from a health insurance company or health insurance broker. For example, one option for health insurance is to get CHP health insurance, which can be helpful for a number of medical issues. If you’re still questioning why you need to get health insurance, be it CHP health insurance or otherwise, this article will take a look at several reasons why you need to have your own health insurance.

• Having Insurance Lets You Know Most of Your Health Care Costs: One reason to have your own health insurance is because having insurance lets you know most of your health care costs. Understandably, when it comes to understanding payment responsibilities, 92% of people want to know their payment responsibility before they visit their doctor. Having CHP health insurance makes this possible, as the insurance plan will lay out what most of your medical costs will be, making it easier to budget the costs when you know a medical visit is in the near future.
• It Grants Access to a Primary Care Physician: Another reason to have your own health insurance is because it can grant access to a primary care physician. While a number of doctors will in fact accept patients that don’t have insurance, the majority need some kind of health insurance before they will accept a person as a patient. If you’re looking to establish yourself with a primary care physician, then you will need to have health insurance.
• It Can Make Important Prescriptions Accessible: And finally, a third reason to have your own health insurance is because having insurance can make important prescriptions available and accessible. While you don’t need insurance for all prescriptions, there’s no getting around the fact that spending on prescription drugs increased by 9% between 2014 and 2015. With health insurance in hand, the prescription drugs that you need to maintain your physical or mental wellbeing will become more accessible and available when you need them.

In conclusion, there are several reasons you need to have your own health insurance. These reasons include, but are far from limited to: letting you know most of your health care costs, granting access to a primary care physician, and making important prescriptions accessible. These are just a few of the reasons you need to have your own health insurance.